Richer Than You Think: A Week with God and Your Money
A short, honest, hope-filled series about the wealth you're already holding - and the treasure you're already building. Follow along this week and let God show you what's really in your hands.
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You Think You Can’t Afford to Give - Here’s Why That’s Wrong
Monday 16 February 2026
Most of us look at our bank account and think we have not got enough to give. But here is a promise - you are carrying more than you know.
This week we are looking at money together. Not because it is exciting. Because it is one of the most honest things we can do. How we manage what we have says more about us than anything else.
The myth says stewardship is for people who have a lot. But Paul writes to Timothy and says the opposite. Trust in God, who richly gives us all we need. Be rich in good works. He’s not talking to a wealthy elite. He’s talking to ordinary believers.
Here’s the truth. If you have food in your fridge, clothes on your back, and a roof over your head, you are richer than seventy-five per cent of the people on this planet.
The deeper truth goes further. You do not own what you have. You are looking after it. Deuteronomy 8:18 says, “Be sure to remember the Lord your God. He is the one who gives you the ability to produce wealth”. Everything you have came through God’s hands before it came through yours. That’s freeing. You are not an owner under pressure to hoard. You are a steward - trusted with something precious.
Tonight, thank God for something specific. When gratitude settles in your heart, giving becomes natural.
The Thing You’re Buying Won’t Actually Make You Happy
Tuesday 17 February 2026
We all believe that if we just had a little more, we’d finally feel settled. But real contentment isn’t something you buy - it’s something you learn.
Paul makes this clear in Philippians 4:11. “I have learned the secret of being content in every situation”. Learned. Not received. Not stumbled into. Learned. Contentment is a practice, not a feeling you wait for. And Paul wrote those words from prison. He wasn’t guessing. He was living it.
So, what gets in the way? 1 Timothy 6:9-10 describes a trap. The advertising industry, social media, the whole consumer economy - built on one idea: make you feel like you don’t have enough, so you keep buying. It plays on something deep - the fear that we’re not enough, and that things might fix that. Ecclesiastes 5:10 says it plainly: “Those who love money will never have enough”.
But the moment you name the trap, it loses its grip. And the happiest moments of your life? They were almost never about something you bought. They were about people. A moment with someone you love. A time someone helped you. A feeling of being known.
1 Timothy 6:6 says: “True godliness with contentment is itself great wealth”. Not godliness and a good bank balance. Godliness and a settled heart. Both are free.
Today, before you buy anything, pause. Ask yourself: “Do I need this - or do I just think it will make me feel better?” That moment of honesty is where contentment begins.
Prayer: Lord, help me to want what I have. Teach me the quiet joy of a heart at rest in you. Amen.
You Think Money Will Protect You. Here’s What Actually Happens.
Wednesday 18 February 2026
Most of us are quietly chasing financial security. We believe that if we could build a big enough cushion, we would finally feel safe. But the Bible says something different.
Asaph, the writer of Psalm 73, looked around and saw people who seemed to have it all. Comfortable. Successful. No sign of worry. He wondered why he was the one struggling. Then he spent time with God - and everything changed. Verses 16 and 17 tell us: “When I tried to understand all this, it troubled me deeply - till I entered the temple of God. Then I understood their final destiny”. The comfort he envied? It was built on sand.
Paul picks this up in 1 Timothy 6:17. He doesn’t say money is evil. He says it’s unreliable. “Do not trust in their money, which is so unreliable. Their trust should be in God, who richly gives us all we need for our enjoyment”. The shift is not from having to not having. It is from trusting in one thing to trusting in another.
Real security isn’t a number in a bank account. It’s a God who doesn’t change and hasn’t looked away from your life.
Today, if worry about money creeps in, pause. Ask not how can I feel more secure, but who can I trust? The shepherd is still there. Still providing. Still present.
Peace lives in that relationship. Not in the spreadsheet.
The Backwards Rule: Why Giving Away Money Actually Makes You Richer
Thursday 19 February 2026
Everything in us says: hold on tight. But Scripture tells a different story.
Most of us believe giving is something you do when you can afford it. When the bills are paid. When there is a bit left over. But the Bible says generosity isn’t something you wait for. It’s something you practise - because God modelled it first.
David understood this. In 1 Chronicles 29:14, after the people brought gifts for the temple, he prayed: “Everything comes from you, and we have given you only what comes from your hand”. He wasn’t boasting. He was saying: this was never ours. We are simply returning what was always God’s. That reframes everything. Giving isn’t a sacrifice. It’s worship.
And Jesus showed us what that looks like at its fullest. 2 Corinthians 8:9 says, “Though he was rich, he became poor for your sake, so that by his poverty he could make you rich”. He left glory for poverty and pain. Not because he had to - because he loved us. If the Son of God could do that, our small acts of giving are not small at all. They are following in his footsteps.
You don’t need to wait until you feel ready. Today, do one generous thing. It can be tiny. The point is not the size. It is the trust. 1 Timothy 6:19 says this kind of giving builds “a good foundation for the future”. You are building that foundation right now.
Your Bank Statement Knows Something About You That You Don’t
Friday 20 February 2026
Most of us avoid looking closely at where our money goes. But here’s a quiet promise: honesty with your spending isn’t about guilt. It’s about freedom.
Jesus said something uncomfortable. Where your treasure is, there your heart will be. Your money isn’t separate from your faith. It’s one of the clearest windows into it.
Colossians 3:5 calls greed a form of idolatry. But greed doesn’t always look dramatic. It can look like spending a little more than you need while someone nearby is struggling. Ask yourself - is there anywhere in my spending where I am quietly putting myself first? Not in a guilty way. In a curious way. Just notice.
Luke 16:10 gives us a tool. If you are faithful in little things, you will be faithful in large ones. The way you manage a fiver tells God what you would do with five hundred. Your small choices aren’t rehearsals. They are the real thing.
So, pick one week. Look at what you spent. Ask: “If someone saw only this, what would they think I value?” Be gentle, but honest. Take that honesty to God. Whatever your situation, you can be faithful today. When you manage money with trust, you stay close to God.
Prayer: Lord, help me to see my spending clearly. Where I have been putting myself first, gently show me. Help me to trust you with what I have. Amen.
The Only Thing You Can Take with You When You Die
Saturday 21 February 2026
“Fight the good fight for the true faith. Hold tightly to the eternal life to which God has called you”. (1 Timothy 6:12)
We spend our whole lives building things. Careers. Homes. Savings. But here’s a question worth sitting with today: how much of what you are building will actually last?
James chapter 2 is sharp on this. If you say you care about generosity, but your life doesn’t show it - if nothing in your choices backs up what you believe - then something is missing. James isn’t being cruel. He’s being honest.
So, pick one thing today. One thing you will do differently with your money this week. It doesn’t have to be big. Write it down. Tell someone. And do it.
But here is what makes this more than a money lesson. 1 Timothy 6:6 says we brought nothing into this world, and we will take nothing out of it. The house, the car, the titles - none of that follows you. But who you are - the kindness you practised, the trust you built with God, the way you treated people - all of that goes with you. That’s the investment that lasts.
You don’t need a fortune to start. The widow at the temple gave almost nothing. It was her faithfulness that mattered. 1 Timothy 6:19 says this way of living builds “a good foundation for the future”. It starts today - where you are.
Thought Starter: What is one area of your character that God is working on in you right now - and how might you practise it today?
You’re Already Building a Treasure. You Just Don’t Know It Yet.
Sunday 22 February 2026
Have you ever felt like nothing you do really makes a difference? Like your small acts of kindness just disappear into the noise of everyday life? Here is the truth Paul wants you to hold onto: they do not disappear. They build.
1 Timothy 6:19 tells us that by giving and doing good, “they will be storing up their treasure as a good foundation for the future so that they may experience true life”. Not one day. Now. Every faithful choice, every generous moment, every time you trusted God with what you have - it has been laying bricks in a foundation that will hold you forever.
But what about the days when it feels thankless? Galatians 6:9 is honest about that. “Let us not become weary of doing good, for at the proper time we will reap a harvest - if we do not give up”. The harvest is coming. It might not arrive on your timetable. Luke 16:9 adds something extraordinary - the people you have helped will one day welcome you into an eternal home. Every meal shared, every pound given, every door opened - a thread in someone else’s forever.
As this week closes, don’t look for a dramatic change. Look for a quiet one. A willingness to give that was not there before. That is your foundation being laid. And it is enough.
Thought Starter: What’s one small act of faithfulness from this week that you can carry into tomorrow?
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Unless otherwise shown, all Scripture quotations are taken from the Holy Bible, New Living Translation, copyright 1996, 2004, 2007, 2015 by Tyndale House Foundation. Used by permission of Tyndale House Publishers, Inc., Carol Stream, Illinois 60188. All rights reserved. All song extracts used by permission. CCL Licence No. 135015.